Physician Home Loan Program in PA

Physician Home Loans or Doctor Loan Programs provides New and Established Doctors (MD, DO, or DTO) with targeted benefits and simple solutions to meet your home financing needs.

Our dedicated Mortgage Loan Originators will meet with you when and where it’s most convenient for you. We have an extensive understanding of the Healthcare and Residency process and offer fixed and adjustable rate loans* with no Private Mortgage Insurance.**

Residents, Fellows & New Physicians

You are currently in residency or set to begin new residency within 90 days of the closing date OR scheduled to complete medical residency/fellowship and under contract to work within 90 days of the closing date OR have commenced work within the last 12 months with a hospital or physician.

  • Up to 100% of the value of the home for loan amounts up to $500,000
  • Up to 95% of the value of the home up to $1 million
  • Flexible loan terms

Established Physicians

You are a licensed doctor who has been employed as a non-Intern/Resident/Fellow for at least 12 months by a hospital or physician group or self-employed for at least 2 years as an MD, DO or DTO.

  • Up to 100% of the value of the home for loan amounts up to $650,000
  • Up to 90% of the value of the home for loan amounts $650,001 – $1,000,000
  • Up to 85% of the value of the home for loan amounts greater than $1,000,000
  • Purchase or refinance options available

 

If you fit into this category or have more questions about getting a Physician Home Loan in Pennsylvania call me at 484-525-6350 or email me at [email protected]

Pete Gustis – Top Listing Agent and Buyer Representative